Growing Your Business
Whether you are just starting a business, you already have a successful business, or you are transitioning out of your business, we can help make sure you have solutions you need to retain key employees, help all your employees, and provide for your family.
Here are just a few of the reasons you want us to advise you on your 401(k) and 403(b) plan:
A great way to visually assess the funds in your plan. (Hint – Green is good, Yellow is caution, Red is concern.) We run these reports for you and archive them for your fiduciary record.
All funds are not created equal. If you looked under the hood at some of your holdings you might be stunned. Riskalyze allows us to compare internal risks of seemingly similar funds and help you not have a negative surprise.
Target Date Analysis
Target Date funds are both the most popular and the most vulnerable to scrutiny because they generally hold the most money and are frequently the default investment. How do you know on an ongoing basis if yours stack up? We have customized data that allows us to compare target date series across all the major target date funds. This is not only good for your fiduciary role, but also good for your long-term returns.
Bet you didn’t know there is a legitimate type of retirement plan where large amounts of money (over $100k per year), can be put in for owners. There are ever-changing opportunities in plan design that we can customize for you to maximize the value of your plan to you and your key people.
You don’t know what you don’t know. The rules of plans are so complex and the risks of doing something wrong can be painful. We often help you find things that need tweaking before they become a compliance event. We are a great second set of eyes for you.